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PayGo’s Auto Insurance Solution to Be Based on Telit GSM/GPRS Tech

May 6, 2013  - By
Image: GPS World

Telit Wireless Solutions and PayGo Systems, an Israel-based telematics service provider (TSP) have announced that PayGo’s new TTM Type B family of PAYD solutions will include Telit’s ultra-compact GSM/GPRS cellular module, the GE865-QUAD. The solutions include self-contained consumer installable data collection devices for high-growth application area — UBI/PAYD — in the automotive insurance industry. PayGo and Telit plan to expand connected automotive data collectors into new and existing markets made possible by PayGo’s self-powered product concept.

The TTM Type B is a self-powered peel-and-place product family with a multi-year internal battery power source. Smart energy consumption algorithms in conjunction with Telit’s energy efficient GE865-QUAD module, which is fully certified by mobile network operators worldwide, allow PayGo to deploy the TTM Type B family in any regional market its customers offer auto insurance, Telit said.

The TTM Type B family incorporates a feature set designed to address specific insurance industry application requirements beyond basic UBI including distance traveled, minutes of use, trip start and end time and geo-zones where vehicle was driven in a continuous data collection stream. It is also able to notify appropriate service centers in real time about crashes and crash location, and to provide trip summaries (time, distance, etc.) via text message for each trip as well as curfew violations (time and geo-zone). The PayGo device is packaged in a cellphone-size enclosure requiring no external wires and  is ready to be affixed, out of the box, to the inside of the car’s windshield like a traditional toll-pass module. The unit is self-powered and completely independent of any vehicle system, including power. To meet requirements from the insurance industry, the TTM Type B senses and reports installation of the device as well as tampering or post-installation removal. The products are fully FCC and CE certified.

The GE865-QUAD isfor embedded cellular applications where small size and energy efficiency are crucial. Measuring 22 x 22 x 3 miilimeters, the GE865-QUAD is significantly smaller than most cellular modules in the industry. It features an optimized power consumption profile with very low standby current compared to the majority of current competing products. Because of its extremely compact form factor and a rich set of features, including an on-board Python interpreter, it is well positioned for vertical application areas such as telemetry, mobile asset tracking telematics and telemedicine.

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